Guidance

Terms and conditions of student loans

If you have a student loan, the guide to terms and conditions tells you what you need to do and what to expect when you repay your loan.

• From: Student Loans Company
• Published: 15 May 2019
• Last updated: 18 March 2022
  Show all updates

  1. 18 March 2022

     Updated Terms and Conditions links for all domiciles.

  2. 27 October 2021

     Added 2021/22 SFW T&Cs guide and removed link to 2020/21 SFW T&Cs.

  3. 8 April 2021

     Added SAAS terms and conditions guide for 2021/22

  4. 7 April 2021

     Added 2021/22 terms and conditions guides for SFE and SFni. Added lines to confirm that SFW and SAAS guides are coming soon.

  5. 6 April 2020

     Updated guides for 2020-21

  6. 15 May 2019

     First published.

These guides explain your loan contract, your repayment plan type and how and when you’ll repay.

Choose the guide based on the country that funded your course.

England

Download ‘Terms and conditions - guide’

Wales

Download ‘Terms and conditions - guide’

Northern Ireland

Download ‘Terms and conditions - guide’

Scotland

Download ‘Terms and conditions - guide’